Lindsey Chapman

Senior Loan Originator

NMLS #1749240

Apply Now

CALL ME

Office: 850.480.7977

Call or Text: 850.628.7447

Fax: 850.480.7977

EMAIL ME

[email protected]

LOCATION

55 W. 5th St.,
Panama City, FL 32401

Get Directions

Download Contact

About me.

The Emerald Coast is a beautiful place to live, work, and play! As a local lender serving the Panhandle of Florida, real estate financing is a passion for me. With my extensive background in mortgage financing and customer service, I am able to offer professional advice, guidance and education regarding your home financing decisions.

Besides originating home loans, I spend much of my time serving on the board of Women’s Council of REALTORS®️ Central Panhandle and Lynn Haven Rotary Club. When I’m not in the office or volunteering, you’ll often find me at the beach, paddle boarding, or enjoying time with my husband, Alan, 12 year old son, Chace, and our three dogs, Kevin, Maple and Kona. Whether you are a first time homebuyer or a seasoned real estate investor, I am ready, willing, and able to guide you through the loan process with unparalleled customer service. You'll see why my customers are customers for life!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

All fields are required.

First Name

Last Name

Phone

ZIP

I'm looking to

Purchase

Refinance

Did somebody refer you to Cardinal Financial?

Yes

Please type their name so we can put you in touch and/or give them credit.

What is the nature of your relationship? Select the option that best applies.

By submitting a request to be contacted, you authorize Cardinal Financial Company, Limited Partnership to deliver or cause to be delivered telephone calls or text messages using an automatic telephone dialing system, automated system, or an artificial or prerecorded voice, including calls or texts made for advertising purposes or that constitute telemarketing or solicitations, to the residential land line or wireless telephone number(s) or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if call or text results in a charge by your provider. You also agree that this authorization is valid even if any of the number(s) listed above have been added to Cardinal Financial Company, Limited Partnership’s company specific do-not-call list, or to any State or Federal Do-Not-Call Registry. Providing your consent to receive such calls from Cardinal Financial Company, Limited Partnership is not a condition of buying any goods or services from Cardinal Financial Company, Limited Partnership, and will not affect whether Cardinal Financial Company, Limited Partnership provides goods or services to you. Message and data rates may apply. SMS delivery frequency may vary depending on the campaign. For more information please read our Privacy Policy and our Terms and Conditions. If you do not wish to consent, you may contact a Loan Originator by calling 855.561.4944.

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

Explore mortgage
options.

Find a Loan